WORKERS, SECURE YOUR FUTURE FIRST, LET PENSION BE ADDITION

I must confess here, I do not expect any worker to do as if he or she do not know what the nation holds for retirees and private sector for it workers. Over the years there had been cries about government not paying the gratuity and pension of retiree, making many of them victims of lack, want. You as a worker shoukd not wait till after 35 years before you start thinking of what to do to help your old age and you know the strength is no longer there. Also to the private workers, who can have their appointment terminated at the employers discretion, should invest in the main time you might spend there. It is hard to see companies retrench employers and few months, they are back to zero level. They were not prepared, no one is prepared for bad but you know that such a thing can happen to you at any time.
My plea and urge here is,  workers, whether a civil servant or a private worker, invest in your future. Don't wait to be sacked before you build other source of income. For our civil servants that know that pension in this nation is not reliable, don't wait till after 35 years before you start looking for what to do.
Someone might say 'Is it possible? I have responsibilities of different kinds and even sometimes the money is not enough' I tell you here, where there is will, there is a way. Look beyond now and secure the future. You don't need to suffer after retirement as many are doing now. It is not what should be though but it is what we see and we have to prepare against it. Save bit by bit, discipline your self and go for the needed. Have a place where you are saving to build another source of income in preparation for the future and the uncalled for. If every other thing fail, your palm won't fail you, atele wo eni ni ki tani je.  Even if you have two years remaining to retire, you can still do it and if you are just starting, start with the end in mind. Start saving right now on a separate ground to build another source of income. So at the end, you will suffer not.
Be wise, build another, secure a future. Even if your income is 1, 0000 naira, save a bit of it, yes it is tough, but it is tougher to be dawn with the reality of nothing.
Now, it may not necessary be buying and selling. You can invest in agriculture, cash crops, buy farm land(s), plant palm trees, cocoa, kola and more. With this, the duty is limited, it won't disturb your work. You can also invest in the other farming if you have someone to monitor it for you. Real estate is also good, it also need little supervision. You can build for sale or rent. Many many options as it interest you.
Make sure you are securing the future, let the pension come as addition to boost your investment.